Generally speaking, contents include: bicycles; clothing and personal belongings; fishing equipment; home appliances; personal computers and their equipment; photographic equipment (including cameras and binoculars); removable carpets, furniture, furnishings and rugs; sports equipment; standard software provided they are in a locked caravan or hard walled annexe when the relevant loss occurs.
Not all insurance policies are alike and when reviewing your insurance policy for theft cover there are points to consider:
1. What is your automatic or optional sum insured
2. Are there any sub-limits applied to particular types of contents
3. Whether exclusions apply to the theft cover (eg. theft where there is no physical evidence of forcible and violent entry)
4. Does your policy provide any coverage for special items such as theft of mobile phones that have been appropriately protected
Let’s Go Caravan Insurance recognises that a caravan is often an owner’s most treasured asset. Click here to contact them, learn about their product and get a quote.
Let’s Go Caravan Insurance is issued by NM Insurance Pty Ltd (AFSL 227186) (NM Insurance) under a binding authority from the insurer, Zurich Australian Insurance Ltd. The Caravan Industry Association of Australia Ltd (CIAA) is an authorised representative of NM Insurance (ASIC AR No. 001299378). Read the CIAA Financial Services Guide here or ask us for a copy. Content is general so consider whether it suits your objectives, financial situation and needs and be sure to read the Product Disclosure Statement and Target Market Determination at letsgocaravaninsurance.com.au before buying insurance.